I Think I Hit That Lady's Car...

 Two days ago I was leaving Panera Bread in Madison after eating a nice lunch with my mom when I got in an accident. A small one, but an accident.

I was sitting at a red light with one car in front of me waiting to turn right. She started to hit the gas and seemed to start pulling out so I started going and looked to my left to observe traffic when... BOOM! I hit her bumper with my car! It all happened so fast that I was just in shock for a good 20 seconds or so. Finally, I got out of the car, asked the lady if she was okay, and started to assess the damage. The front of my Xterra was practically scratch-free, but the bumper of her car had a few scratches and cracked paint. We decided to move our cars to the nearest parking lot to where we weren't blocking traffic to discuss the situation some more. That's when we discovered we had not only the same insurance company, but the same agent as well. We got each other's information and decided we would be in touch.

Later that night, her husband called my dad to tell him that he thought his wife would not only need a new bumper, but possibly new shocks- Oh, and the frame might be messed up as well! Ok, I completely accept responsibility for the accident, but I BARELY hit that lady's car! There is NO WAY it could have that much damage with a simple bump! Plus, her car seemed brand new and well made. My dad responded with, "Just get an estimate". It really seems to me that these people are really trying to take advantage of the situation and get more money than the damage is worth. They have yet to call us back with an estimate, but when they do I can guarantee it will be expensive!